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Motor Club of America MLM Compensation Plan Review


Introduction to Motor Club of America MLM Compensation Plan

I have chosen to begin my Motor Club of America review by reasserting how much I enjoy going on road trips, but then, if you are more than a casual reader of Notebook Crazy, or even if you just ended up on this site because you Googled “Florida reptile Valhalla”, “St. Louis hip hop piper at the gates of dawn”, or “Ebertfest nightshade” and were so impressed with what you read that you decided to read a second article and it ended up being this one, you will know that road trips are among my favorite things in the world.  If you are a loyal reader, rather than a search engine optimization (SEO) wayfarer, you may even recall that I have just come back from a road trip to Chicago, where I soaked up the ambience of Ebertfest without actually attending any of its films.  If you are an SEO wayfarer, however, then welcome, and I hope that you become a regular visitor.

Here in the Midwest, people tend to be quite straitlaced and risk averse, so almost all of my road trips were planned in advance.  Some people might say that the fact that even young men are unlikely to hop into a car on a whim and end up on the other side of state lines makes the Midwest a boring place, but I beg to differ.  I have only been on one truly spontaneous road trip, and while it was awesome, one was enough.  (I am defining “road trip” as more than three hours of driving in each direction.  Less than that is just a road rage-ogenic commute, in my opinion.)  It was in 2006, slightly more than a year after I started my quest to go into business for myself.  I was getting tired of working at a certain national chain pizza parlor that will remain nameless.  The money was OK, and I liked spending much of my shift driving to deliver pizzas, but the fact that I was going nowhere, despite having been very successful in my quest to become a highly knowledgeable college graduate, was getting to me.

It was a weeknight, and it was winter.  I was sitting in my basement with my friend the other Brad, who would eventually become to co-founder of Notebook Crazy.  I was sitting in my computer chair, with a bowl of cheesy poofs of some sort, on my lap, and there seemed to be a cloud of fake cheese dust around me.  On the coffee table next to me was a bowl of peanuts, which I would also take from.  The other Brad was sitting on the couch, snacking on peanuts while a half-eaten Slim Jim stuck out of the corner of his mouth like a narwhal’s tusk.  At that time, the other Brad was in his tenth straight year of avoidance of complex carbohydrates.  As used to happen so often in those days, the other Brad and I were kvetching about work and brainstorming about ways to make money that are not mind numbing and which leave you with at least a shred of dignity.  We were entertaining the possibility of the other Brad being a fitness model and of me ghostwriting the biographies of D list celebrities (writing has always come naturally to me; as you may recall, I was once the author of an e-zine called Classic Rock Ragnarok), when my phone rang.  (Kids, ask your parents what cell phones ringing used to sound like in 2006.)

It was my brother Bryce, calling me from Greencastle, Indiana, where he was a freshman in college. His car had broken down in the parking lot of a supermarket a short drive from Greencastle, and he wanted my help.  He didn’t want to call AAA or the roadside assistance service provided by our insurance company, because in both cases, his name was on our parents’ account, and he did not want them to find out about the pickle he had gotten himself into.  He had been trying to impress the brothers of a fraternity he was planning on rushing, so he had volunteered to buy food for the barbecue the guys were planning on having, and he had driven a guy who was old enough to buy alcohol to buy the beer.

His reasons for not wanting to get my parents involved were understandable.  They would have too many questions.  Who has a barbecue at 11:00 on a school night?  Why did Bryce spend so much student loan money on enough hamburger meat to feed 60 people?  What if some of the guests are vegetarians?  Is there any food for them at the party besides potato chips and hamburger buns?  What about food safety?  If you have to go so far out of your way to impress people, are they really your friends?  Aren’t Brad and Brian enough brothers for you?

There wasn’t a single person that Bryce and the other guy knew who was sober enough to drive them back to the party.  The weather didn’t deter them from trying to walk back to town, but the whole point was for them to bring the food and beer, and it was too much for them to carry.  I guess I could have told Bryce that he had gotten himself into this situation and it was his job to get out of it, but all I could think of was the opportunity to go on a road trip.

The other Brad and I de-iced my car, stopped at the gas station for some Red Bull, and hit the road.  The GPS said three hours and 21 minutes, but it felt like a millisecond.  I watched the snow covered ground and the bare trees whiz past my windows as the other Brad rhapsodized about how Reasonable Doubt was Jay-Z’s best album.  By the time we got to Greencastle, I was considering going into business as a trucker.  Imagine if going on road trips were my job.

Everything turned out well.  Bryce made it to the party only four and a half hours late and having forged a friendship with someone who was old enough to buy alcohol.  He eventually joined the fraternity, and they rewarded him for his perseverance by putting him in charge of supermarket runs for almost every unofficial social event.  After graduation, he and some of his fraternity brothers moved into a house in Muncie, where Bryce began his career as an amateur chef, but that is a story for another day.  Meanwhile, everyone knows that the best part of a road trip is stopping for a midnight snack, and by the time we were on the way back home, the other Brad and I were hungry.  We stopped and had the second best Steak and Shake meal I have ever had, second only to the one I ate after playing Paintball while under the influence of something that, to my knowledge, only Healthy Headie has been enterprising enough to connect to the multilevel marketing (MLM) industry.  I went to sleep for four hours and then got up, drank some more Red Bull, and went back to work.

It’s an experience everyone should have once, but realistically speaking, when your car breaks down, it is much better to call a free or nearly free roadside assistance service than it is to have your brother drive three and a half hours to help you schlep hamburger meat to a party and put off until tomorrow deciding how you are going to get your car to a mechanic.  (Bryce decided to go back to his car the next afternoon and call AAA.  My parents did not bat an eye at the idea of their son going to the supermarket on a weekday afternoon and his car breaking down.  The only way they will ever find out the truth is if they read this blog.)  Likewise, whatever job you have now, no matter how much you hate it, is a more practical way of making money than MLM.

Motor Club of America: The Company and Its Products



According to other Motor Club of America reviews I read while doing research for this Motor Club of America review, the Motor Club of America business opportunity was founded in Oklahoma, but the company is registered in Delaware.  At least one Motor Club of America reviewer seems to think that that in itself is shady, since apparently Delaware has more relaxed laws about companies registered there.  I have heard before that there is something unique about Delaware business laws, but I do not know too much about it, so I do not want to spread rumors.

Motor Club of America sells roadside assistance services and an assortment of insurance products, such as life insurance and insurance coverage to cover legal fees.  Motor Club of America products seem especially to be marketed toward truck drivers.  As other Motor Club of America reviewers have pointed out, the trouble is that most Motor Club of America products can be gotten for a much lower price.  Almost everyone has roadside assistance service through AAA or through their car insurance, and nearly everyone who has a car has car insurance, since it is against the law not to.  In case people do need to buy roadside assistance plans separately, there are other companies out there that offer it for a lower price; the Motor Club of America reviews I read recommended Good Sam very highly.

But the lackluster products are not the biggest beef that Motor Club of America reviewers have; low quality products seem to be part and parcel of the MLM industry.  Rather, the biggest problem is that selling roadside assistance packages seems to be just a front.  The real money to be made through the Motor Club of America business opportunity seems to be through recruiting new Motor Club of America distributors to sell the roadside assistance.  In fact, most of the people who buy roadside assistance services through Motor Club of America are themselves Motor Club of America distributors.

The Motor Club of America Compensation Plan

As other Motor Club of America reviewers have pointed out, Motor Club of America distributors stand to make more money by recruiting new Motor Club of America distributors than they do by simply selling Motor Club of America products.  From your first level of downline (the people you recruit), you get a 6% commission on the Motor Club of America products they sell, and from your second level (the people recruited by your recruits), you get a 0.66% commission.

The Motor Club of America compensation plan has a lot in common with other service-based MLMs, like the deregulated energy MLMs, but it has a few idiosyncrasies.  The good news is that you get paid commissions in advance.  The bad news is that, if the people who buy service plans from you cancel their plans in the first 17 months, you have to pay your commission back.

Advantages and Disadvantages


  • Motor Club of America products are not nutraceuticals.
  • There is no mention of home sales parties in any of the information available online about the Motor Club of America business opportunity.


  • Motor Club of America reviewers have pointed out that the Motor Club of America website is very poorly made, right down to its domain name. They compare it unfavorably to pseudo- Motor Club of America websites made by Motor Club of America distributors who demonstrate more knowledge of web design and SEO than the folks who designed the company’s original website.
  • Having to pay back the commissions you earn through the Motor Club of America business opportunity sounds like a nightmare.
  • The fact that recruiting new distributors is emphasized over selling products in the Motor Club of America compensation plan is a red flag, for me as well as for other Motor Club of America reviewers.


Skip it.

Hey, fellow travelers!  What is your best road trip story?  Schedule a call with me, and we can compare notes.


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