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My Millionaire Mentor MLM Compensation Plan Review


Introduction to My Millionaire Mentor MLM Compensation Plan

Welcome back to Notebook Crazy, the grouchiest multilevel marketing (MLM) review site in the Midwest, in which I grouse and grumble about MLM companies before leave you with empty pockets and a basement full of unsold vitamin supplements, so you won’t have to complain about your predicament after paying those nonrefundable fees.  I am Brad, a typically cheery Midwesterner when there is a basket of garlic knots in front of me, but otherwise far less chipper than most of my Midwestern countrymen.  This My Millionaire Mentor review marks one of those rare instances in which I admit that something I complained about in a previous post could be a lot worse.

Earlier this summer, I was writing an MLM review while babysitting my brother’s kids, and my niece was driving me up the wall.  Actually, she herself was not driving me up the wall; she was actually being very quiet while watching cartoons on her dad’s iPad.  It was the theme song from The Littlest Pet Shop that was driving me up the wall.  At the time, I thought it was a new low point for children and technology, worse than when neighborhood kids search for Pokemon on my front lawn in the early morning when I am trying to sleep.  But a news story I found while doing research for this My Millionaire Mentor review quickly showed me that having to hear an annoying theme song over and over again is just about the least of the things that can go wrong when it comes to kids and iPads.

According to the British newspaper the Telegraph, on December 13, 2015, seven-year-old FaisallShugaa of Crowley, England was playing with his parents’ iPad.  Since he knew his father’s Apple ID from memory, he was able to download the new Jurassic World game, which is a freemium game.  If you have kids who are old enough to click on a touch screen, you can probably guess where this is going.  Faisall quickly built up an impressive menagerie of virtual dinosaurs, a total of about 50 species, as well as the makings of a pretty sweet theme park to serve as their stomping ground.  Presumably, he did this because the dinosaurs were only a click away, and because this is the point of the game.  It is what any of us would do if all we have to do to get a screen full of awesome prehistoric virtual monsters was click.  He did not realize that each T. rex and velociraptor and whatever other species are in there was costing him real currency.  (Actually, it was British pounds, which are a fiat currency, but that is a story for another day.  You can read about it in my Karatbars review if you are really interested.)

Faisall’s father Mohamed first sensed that something was wrong when he swiped his bankcard at a store where he was buying Christmas presents, and it declined, even though he was sure that the available balance was more than enough to cover the things he was buying.  He called the fraud department at his bank and discovered that Faisall had racked up the equivalent of more than $5,100 in in-game purchases over the course of six days, including $1,500 of purchases in an hour.  Faisall did not realize that the “Dino Bucks” he was spending in the game represented real money.

Let us reflect for a minute on how much $5,100 actually is.  For that kind of money, Faisall and his dad could take a trip around the South Pacific and see some of the closest living relatives of real dinosaurs, traveling from New Zealand to Australia, to the Indonesian island of Komodo to Papua New Guinea to see real live tuatara, saltwater crocodiles, Komodo dragons, and those monitor lizards with the really long tails, so long that, by virtue of them, the Komodo dragon is technically not the world’s longest lizard.

This story has a happy ending.  Apple eventually granted Mohamed Shugaa a refund for the in-game purchases, as they did to many parents whose young children had made in-game purchases on freemium games without their parents’ knowledge.  They also made changes to the app store regarding how freemium games appear (they now say “get” instead of “free”), and made it easier to set parental controls that prevent children from making in-game purchases without a parent entering a password.

During his frantic phone call to Apple, Mohamed Shugaa insisted that he, a grown man, would never be so foolish as to spend thousands of pounds on in-game purchases.  If only he knew that virtual dinosaurs are far from the silliest thing that adults spend huge amounts of money on.  In fact, I think if we arranged MLM products from most reasonable to most useless, virtual extinct fauna would be somewhere around the 50th percentile.  At least a quick glance at the iPad screen will show you pixelated reptiles that, if the price were right, almost any reasonable person might want to buy.  Although I would be mad if my kid spent $5,100 on virtual prehistoric animals at least without my knowledge, I can at least understand the appeal.  I would buy a bunch of virtual dinosaurs if they weren’t too expensive.  Meanwhile, there is no justification whatsoever for buying My Millionaire Mentor products.

My Millionaire Mentor: The Company and Its Products

My Millionaire Mentor is the worst kind of MLM business opportunity out there, and you can see the warning signs from miles away, like a T. rex in an open field.  Even the name is a huge red flag.  Beware of companies with names that begin with word “My”.  I previously reviewed My Lead System Pro, and it is bad news.  Starting the name of an MLM company with “My” just sounds sleazy, like an overly pushy salesman who calls you by your first name much more frequently than people who actually know you do.  Can you think of any non-MLM companies with names that start with “My”?  I can think of a lot of company websites that have a tab that says “My [name of company]”, where you can log in and see your transactions, but these are usually companies that have an ongoing relationship.  Maybe it’s just the reserved Midwesterner in me, but this excessive familiarity seems disingenuous to me.

And that is only the first word of its name.  I haven’t even gotten to the “Millionaire” part.  At least product-based MLMs try to tempt you with promises of having a successful business selling vitamin supplements or household cleaning products or some such; they don’t make a beeline for the millionaire spiel.  Throwing around the word “millionaire” is aiming straight for people’s desperation.  State lotteries promise people a chance of becoming millionaires overnight, but those chances only cost one dollar a pop, and everyone knows how slight the odds of winning are.

And then there’s the “mentor” part.  More instant familiarity, more “trust me” with a slimy smile.

Almost every My Millionaire Mentor review I read while researching this My Millionaire Mentor review discussed the promotional video that tries to convince new My Millionaire Mentor members to sign up is narrated by a disembodied voice that identifies itself as Ryan Mathews, but no one thus far has been able to find evidence of a web presence for Ryan Mathews outside of his involvement in the My Millionaire Mentor business opportunity and its videos.  Of course, the My Millionaire Mentor website contains testimonials ostensibly from My Millionaire Mentor members who struck it rich through the My Millionaire Mentor business opportunity, but one particularly resourceful My Millionaire Mentor reviewer recognized the actors in these testimonials as having placed gigs on Fiverr advertising that they would do a video testimonial for $5, about as much as it costs to buy a virtual dinosaur that is very low on the food chain.

But that is not even the most disturbing discovery that the My Millionaire Mentor reviewers made.  They figured out that the My Millionaire Mentor business opportunity is just a cover for another MLM called My Online Business Empire, which is itself a cover for yet another MLM called My Top Tier business.  The man behind My Online Business Empire and My Top Tier Business is named Matt Lloyd, and the My Millionaire Mentor reviews I read seem to agree that Ryan Mathews is nothing more than his alter ego.  The worst kind of MLM is the one that is just a front for another MLM, but this is a triple-decker smokescreen, and to add insult to injury, all three business opportunities begin with the word “My.”  Just when you think you have seen everything.

I guess the My Millionaire Mentor business opportunity counts as a business tools MLM.  It sells things like web hosting, which can easily be bought elsewhere for a fraction of the price that My Millionaire Mentor sells them.  In order to be eligible to sell any of the My Millionaire Mentor products, you have to have personally bought that particular product, and some of the My Millionaire Mentor products have price tags in the double digits.  Many of them are simply training materials.  There is a saying in the MLM world that MLM distributors really make their money off the sale of training materials, but My Millionaire Mentor flaunts this more shamelessly than any other MLM I have seen.  One My Millionaire Mentor review aptly described some of the My Millionaire Mentor products as a “$3,000 bag of air” and a “$5,000 bag of air.”

The My Millionaire Mentor Compensation Plan

The My Millionaire Mentor compensation plan consists of upsells upon upsells, as My Millionaire Mentor reviewers are quick to find out.  The My Millionaire Mentor reviewers are convinced that the My Millionaire Mentor compensation plan exists to enrich Matt Lloyd, and I am inclined to agree with them.

Advantages and Disadvantages


  • The righteous anger of the My Millionaire Mentor reviewers as they described the My Millionaire Mentor scam was refreshing. I previously introduced another one of my MLM reviews with a list of things that are refreshing, but an MLM so disreputable that MLM reviewers stop beating around the bush and come right out and say “scam” is about as refreshing as you can get.
  • One of the leadership levels in the My Millionaire Mentor compensation plan is “titanium”, which is a metal name that does not get thrown around very much in the MLM world. I have to give Matt Lloyd points for originality for that one.


  • Business tools MLMs are pretty bad on their own, since their products are services that you can get free, or if not free, then for a fraction of the price the MLM wants for them. But the My Millionaire Mentor business opportunity is not simply a business tools MLM, like Iguana Biz or some of the other MLMs I have reviewed previously on Notebook Crazy.  It is a tiny, tiny bit of business wrapped in numerous layers of expensive hype.
  • If your friends have the money to pay for items with quadruple-digit price tags, they do not need the My Millionaire Mentor business opportunity. They are more likely to pay you $49 a month to shut up than they are to buy any of the ridiculous My Millionaire Mentor products.


For the amount of money it takes to participate in the My Millionaire Mentor business opportunity, you can take a cruise around the South Pacific with your dad and see some of the world’s coolest and scariest reptiles, which sounds like a lot more fun, anyway.  You can raise that money by completing 1,020 Fiverr gigs, which is a lot more like honest work than the My Millionaire Mentor business opportunity.

The trouble with business tools MLMs is that money cannot buy common sense, which is what you really need when building a business, online or otherwise.  Schedule a call with me, and we can share ideas about online entrepreneurship.


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